April 5, 2019

Dear Monarch Federal Credit Union Member,

We wanted to let everyone know that we shared some exciting news about the future of Monarch Federal Credit Union at last night’s Annual Meeting of Members.

The Board of Directors of Monarch Federal Credit Union has signed a definitive agreement to merge with Firefighters and Company Federal Credit Union.  Your board feels that this proposed merger – which will require NCUA Approval and a membership vote – is in all of our members’ best interest and we deeply feel that Firefighters and Company FCU is an ideal merger partner.

Both parties expect that the merger will be completed sometime in 2019.

We selected Firefighters and Company Federal Credit Union after careful consideration of their size, services offered, willingness to maintain a branch at Avery Dennison, and their culture which is nearly identical to ours.

In the coming weeks, we expect the NCUA to approve the merger, then we will announce and hold a special meeting of members to vote on the proposed merger. Remote members will be able to vote by proxy.

We’re very excited about this new chapter in our 83-year history of serving members.  We look forward to soon offering enhanced services to our members such as credit cards, bill pay services, remote deposit capture and shared branching - just to name a few.

Stay tuned for more details as we move forward in the merger process.


Monarch Federal Credit Union Board of Directors


Are you thinking of buying a new car?

Then TRUST ME when I say,


We did it AGAIN!

THIS TIME helping to save 2 members a combined total of almost $1000.00!


What would you do with $1000.00?



Welcome New Avery Employees

We've noticed a lot of new faces at the Miamisburg facility lately.  If you are a new Avery Dennison employee, we wish you would stop in and join so, you too, can take advantage of all the services we have to offer.  If you are a credit union member and you know a new Avery employee, why not tell them how convenient and friendly we are.  You will both earn a quick $5.00 deposit to your credit union account. 



 Monarch Federal Credit Union 60 Month NEW CAR loan, as low as 3.44%!*



                                                                                                                                                MFCU ADVANTAGE

                            Wright Patt Credit Union,                                 as low as 3.89%                                       .45%

Day Air Credit Union,                                       as low as 3.79%                                       .35%

Universal 1 Credit Union,                                 as low as 3.59%                                       .15%

PNC Bank,                                                       as low as 3.89%                                        .45%

Key Bank,                                                        as low as 5.09%                                      1.65%


Monarch Federal Credit Union: Your BEST loan value.  Let us save you money! 

*Your rate may differ based on your individual circumstances.

 Monarch Federal Credit Union does not discriminate on the basis of age, sex, religion or national origin.


Monarch All About Autos

              picture of car with link to groovecar.com
            Click on this banner to shop for your next vehicle
With the 2018 model year end clearance underway, now is the time to take advantage of dealer discounts.
But don't  be fooled by dealers offering “0% financing”.
Come see the Credit Union FIRST to get pre-approved, then make your deal and let us finalize your loan needs with our competitive rates and flexible terms.  
Click on the above link to simplify your vehicle search
and shop for competitive dealerships.     
Ask us how we can protect you from the high costs of mechanical breakdown
with our new vehicle extended warranty insurance.
This includes new and used vehicles; new or exisitng loans with MFCU
or ALL other institutions. Non Credit Union members are also eligble!
Like us on Facebook 
Welcome to Monarch Federal Credit Union

Serving our members since 1936!
If you are an Avery Dennison employee in the United States, you and your immediate family
(parents, spouse, brothers, sisters and children) are eligible for membership. 
If you are interested in joining Monarch FCU, call 937-865-2274 or 800-622-2241
or email us at monarchfcu@monarchfcu.org.  
Give us the opportunity to tell you all the benefits of membership. 

 Click on the login button in the upper right corner of the screen.

Your username is your base account number, without any suffixes, such as 1234 or 34567.  The first time you log in to the system, you will get a temporary password sent to your current e-mail address on file.

You will be prompted to change your password. 

Ten security questions will be presented upon logging in the first time.  Five of the ten questions will need to be answered.  After the initial login, you will be asked one of the questions when logging in each time.


 Monarch Federal Credit Union Routing Number--- 242278043





We Now Offer Mobile Banking!

Just visit www.monarchfcu.org/m from your mobile device to get started!