You’re invited to join us for our Annual Meeting!

                         Thursday, April 12, 2018

                                 Yankee Trace Golf Clubhouse

  Come experience a wonderful evening with us, filled with exciting updates for 2018!

                          Call us today for more information, 937-865-2274


How much can YOU SAVE?

We Just Saved a Member $313 a Month
by consolidating their unsecured debt with the credit union.
In today's economy, every penny counts!


Monarch All About Autos
Click on this banner to shop for your next vehicle
With the 2017 model year end clearance underway, now is the time to take advantage of dealer discounts.
But don't  be fooled by dealers offering “0% financing”.
Come see the Credit Union FIRST to get pre-approved, then make your deal and let us finalize your loan needs with our competitive rates and flexible terms.  
Click on the above link to simplify your vehicle search
and shop for competitive dealer prices.
0-36 Months 2.49%
Monarch FCU Rates
37-60 Months


61-72 Months 2.99%     
73-84 Months 3.49%     
0-63 Months 2.89%
Other Credit Union Rates
64-75 Months 3.39%        
76-84 Months 4.39%        

Drive Today, Two Months, No Pay!
With a new vehicle loan through Monarch Federal Credit Union, you will have the option of making no payments for the first two months of your loan. This offer is good for new loans with the credit union and is available for purchases and re-financing a vehicle loan from another institution.
For complete details call 937-865-2274 or stop in the credit union office by the west entrance.
Ask us how we can protect you from the high costs of mechanical breakdown
with our new vehicle extended warranty insurance.
This includes new and used vehicles; new or exisitng loans with MFCU
or ALL other institutions. Non Credit Union members are also eligble!
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Welcome to Monarch Federal Credit Union

Serving Avery Dennison employees
If you are an Avery Dennison employee in the United States, you and your immediate family
(parents, spouse, brothers, sisters and children) are eligible for membership. 
If you are interested in joining Monarch FCU, call 937-865-2274 or 800-622-2241
or email us at monarchfcu@monarchfcu.org.  
Give us the opportunity to tell you all the benefits of membership. 

Welcome New Avery Employees

We've noticed a lot of new faces at the Miamisburg facility lately.  If you are a new Avery Dennison employee, we wish you would stop in and join so, you too, can take advantage of all the services we have to offer.  If you are a credit union member and you know a new Avery employee, why not tell them how convenient and friendly we are.  You will both earn a quick $5.00 deposit to your credit union account. 


 Click on the login button in the upper right corner of the screen.

Your username is your base account number, without any suffixes, such as 1234 or 34567.  The first time you log in to the system, you will get a temporary password sent to your current e-mail address on file.

You will be prompted to change your password. 

Ten security questions will be presented upon logging in the first time.  Five of the ten questions will need to be answered.  After the initial login, you will be asked one of the questions when logging in each time.


 Monarch Federal Credit Union Routing Number--- 242278043


On-line Banking Security Requirements

Loan Sale

Monarch FCU now offers mortgage loans and refinances through our mortgage partner MMS Mortgage.

We'll Pay You to Spread the Word!




We Now Offer Mobile Banking!

Just visit www.monarchfcu.org/m from your mobile device to get started!