August 2, 2017

To Our Members/Owners of the Monarch Federal Credit Union:


In April, we announced that your Monarch Federal Credit Union Board of Directors had entered into a preliminary agreement to consider a merger with Abbey Credit Union. As we progressed through the merger process, it became evident to your board that the proposed merger’s final terms and conditions were ultimately not in the best interest of Monarch FCU members. Therefore, the Board of Directors voted yesterday to discontinue the proposed merger with Abbey Credit Union.


Your Board of Directors will always act in your best interest as a member‐owner of Monarch Federal Credit Union, as we have for the past 81 years. We look forward to continuing to do so for many years to come.


Your Board of Directors

Greg Griffin ‐ President

Karen Euse –Vice President

Jennifer Kirchner –Treasurer

Larri Williams –Secretary

Clyde Slaton ‐ Director

Monarch All About Autos
Click on this banner to shop for your next vehicle
Summer is just around the corner.
Perfect time to buy a new or used vehicle.
Click on the above link to simplify your search
and shop for competitive vehicle prices.
Stop in the credit union, fill out an application, get pre-approved
We will put you in the driver's seat with our competitive rates and flexible terms up to 72 months....

Ask us how we can protect you from the high costs of mechanical breakdown with our new vehicle extended warranty insurance.
This includes new and used vehicles; new or exisitng loans with MFCU or ALL other institutions. Non Credit Union members are also eligble!
Like us on Facebook 
Welcome to Monarch Federal Credit Union

Serving Avery Dennison employees
If you are an Avery Dennison employee in the United States, you and your immediate family
(parents, spouse, brothers, sisters and children) are eligible for membership. 
If you are interested in joining Monarch FCU, call 937-865-2274 or 800-622-2241
or email us at monarchfcu@monarchfcu.org.  
Give us the opportunity to tell you all the benefits of membership.
Please take note......
Monarch FCU will be Closed
Monday-Wednesday, July3rd-5th
in observance of Fourth of July. In addition our online banking will not be available July 1st-2nd due to electrical outage but should be up and running on July 3rd.
Drive Today, Two Months, No Pay!
With a new vehicle loan through Monarch Federal Credit Union, you will have the option of making no payments for the first two months of your loan. This offer is good for new loans with the credit union and is available for purchases and re-financing a vehicle loan from another institution.
For complete details call 937-865-2274 or stop in the credit union office by the west entrance.

Welcome New Avery Employees

We've noticed a lot of new faces at the Miamisburg facility lately.  If you are a new Avery Dennison employee, we wish you would stop in and join so, you too, can take advantage of all the services we have to offer.  If you are a credit union member and you know a new Avery employee, why not tell them how convenient and friendly we are.  You will both earn a quick $5.00 deposit to your credit union account.


How much can YOU SAVE?

We Just Saved a Member $229.00 a Month
by refinancing their vehicle loan with the credit union.
In today's economy, every penny counts!
We have auto rates as low as 2.24% and unsecured rates as low as 7.75%

 Click on the login button in the upper right corner of the screen.

Your username is your base account number, without any suffixes, such as 1234 or 34567.  The first time you log in to the system, you will get a temporary password sent to your current e-mail address on file.

You will be prompted to change your password. 

Ten security questions will be presented upon logging in the first time.  Five of the ten questions will need to be answered.  After the initial login, you will be asked one of the questions when logging in each time.


 Monarch Federal Credit Union Routing Number--- 242278043


On-line Banking Security Requirements

Loan Sale

Monarch FCU now offers mortgage loans and refinances through our mortgage partner MMS Mortgage.

We'll Pay You to Spread the Word!




We Now Offer Mobile Banking!

Just visit www.monarchfcu.org/m from your mobile device to get started!